Each business varies and so requires different terms in their agreement. The amount of financing you receive is mostly identified based on your month-to-month card sales. To find out more, contact City Capital today to talk with one of our small business loan specialists.

Repayments are made through fixed daily or weekly withdrawals directly from your business bank account. This structure provides clear, predictable payments so you always know exactly what to expect. With consistent withdrawals and no surprises, you can focus on running and growing your business without worrying about missed payments or fluctuating amounts.

City Capital’s application process is quick and straightforward. Our short online application takes just minutes to complete. Once submitted, we’ll take it from there and present you with our best offer.

A merchant cash advance provides your business with a lump sum of capital deposited directly into your bank account. Instead of repayments being tied to credit card sales, the balance is repaid through fixed daily or weekly withdrawals from your business bank account. This structure offers clear terms, predictable payments, and a simple way to manage repayment while you focus on running your business.

You can spend your merchant advance on anything you like, whatever type of business you run. As an entrepreneur, you understand exactly what the strengths and weak points of your company are. You can fund a variety of business purposes including paying taxes, marketing, renovation, growth, keeping payroll and more – whatever you think is necessary on your path to financial freedom.

Merchant cash loan are used to service a variety of different markets. Generally, clients who select equipment leasing are smaller and medium-sized company owners and have been around for a minimum of one year, have not declared personal bankruptcy and have no significant tax liens.

Business owners who do not have an ideal credit score or security to provide are still able to be approved and receive financing. Due to the fact that merchant cash advances are dependent on future charge card sales, personal credit history is ruled out compared to getting a small business loan from a bank.

Of course we’re biased, but you should think carefully about which merchant cash advance companies you get a loan from.